Our process

Pay with Points

Allow customers to pay using Chase points

Launch Demo

Providing Chase cardholders with a fast, convenient way to redeem points for purchases

Chase's Pay with Points APIs make it easy for cardholders to view their points balances at checkout and then redeem their points to complete the purchase. Customers can enroll in Pay with Points upon adding their card to a participating merchant's wallet.

Benefits

  • Enhances the shopping experience
  • Drives top-of-wallet behavior
  • Boosts cardholder loyalty
  • Attracts new customers

Review our process to find out what it takes to become a partner.

Providing Chase cardholders with a fast, convenient way to redeem points for purchases

Chase's Pay with Points APIs make it easy for cardholders to view their points balances at checkout and then redeem their points to complete the purchase. Customers can enroll in Pay with Points upon adding their card to a participating merchant's wallet.

Benefits

  • Enhances the shopping experience
  • Drives top-of-wallet behavior
  • Boosts cardholder loyalty
  • Attracts new customers

Review our process to find out what it takes to become a partner.

How it works

Merchants and payment gateways can use the Pay with Points APIs to enroll Chase cardholders into rewards programs, show cardholders their available points balances, and redeem their points at checkout.

  • Link card and enroll cardholder

    Connect a Chase credit card to a Chase rewards program, and allow cardholders to enroll in the program (via automatic or enrollment).

  • Display available points balance

    At checkout, show cardholders how many rewards points they can use towards purchases.

  • Redeem points for purchases

    Allow cardholders to allocate the number of points to use for the purchase, and complete the checkout.

APIs used

Chase's Pay with Points solution uses the following APIs.

  • Loyalty PCI Merchant Relationship Manager

    Enables PCI-compliant merchants to generate a unique Chase reference number for a credit card account

  • Loyalty Pay with Points Enrollment Service

    Enables Chase cardholders to enroll in the Pay with Points (PWP) program

  • Rewards Balance

    Returns a Chase cardholder's available rewards balance

  • Loyalty Pay with Points Order Service

    Allows Chase cardholders to redeem rewards points from within a partner's platform

Interactive demo with code examples

Get a first-hand look at how the Pay With Points APIs work together in a demo, which includes step-by-step instructions and code samples.

Launch Demo

Ready to build your solution?

Review our process to find out what it takes to become a partner.